We understand that you cannot always be prepared for what’s ahead. Whether you’re funding a spontaneous trip, managing an unexpected cost or simply looking to pay your bills, we provide a convenient and easy payday loan service.

We offer a 24/7 application process online, or you can visit any of our 29 Southern Illinois locations. We’re your source for fast, friendly, solution-oriented lending. We work with you through every part of the loan process to make sure you’re provided with the options to meet your financial needs.

To get started with a quick, stress-free payday loan:

Payday Loans

Make any day a payday with a quick and confidential cash advance from Cashback Loans. You can have cash in your hand in as little as 15 minutes. Want to apply from the comfort of your home? We offer online funding with money transferred right to your account.
Make Today My Payday!

How It Works


Apply Online

Complete our online application. It’s quick, easy, and confidential.


Get Approved

If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.


Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).

What Do I Need To Get a Payday Loan in Illinois?

Our friendly customer service staff is available at one of our convenient locations throughout Southern Illinois, online, or by phone to help you get the emergency cash you need today.
  • Open & Active Bank Account
  • Steady Source of Income
  • Valid Driver’s License/State ID

Direct Lender – No Hassle Cash Advance

Cashback Loans is a licensed direct lender for payday loans in Illinois. There are no middlemen and your information will never be sold or shared with third-parties. We are passionate about helping our customers and pride ourselves on providing a no-hassle, no-pressure payday loan service.

For more information on our easy payday loan service, reach our customer service team online, in-store, or by phone at (909)-483-0474. Apply with Cashback Loans for your same-day payday advance loan today!

Illinois Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $200, $300, $400, $500, $600, $700
  • In this example, the APR on the $200 loan is 391.07%, based on loan terms of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $232.00
  • Finance Charge: (Cost of Loan): $32.00
  • Origination Fee: NA
  • Total Cost of Loan: $32.00
  • Check Amount: (Total of Payments): $200.00
  • Example APR: 391.07% APR for a 30-day loan term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to Illinois customers is $200
  • The maximum loan amount available to Illinois customers is $700
  • The maximum loan term is 31 days

Payday Loan Rates & Fee Schedule

  • Maximum : 700
  • Minimum : 200
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 391.07%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures