How Online Payday Loans Work


Apply Online

Complete our quick, easy, and confidential online application.


Get Approved

If you are pre-qualified, e-sign your loan documents to proceed to the loan funding process.


Get Cash

Have cash deposited instantly to your bank account for qualified accounts.

Apply in just
5 Minutes!

Safe and Secure.

I’d like a Payday Loan!

Founded with a Purpose.

Cashback Loans was founded to serve Southern California residents. Since opening our first two locations in 2003, we’ve expanded to 8 convenient locations. We are dedicated to providing quick, efficient payday loans with exceptional customer service. Our bright, open, and inviting stores are open 7 days a week with extended hours for your convenience and peace of mind.

Why Choose Us

Get the Money You Need When You Need It

Unlike our competitors, Cashback Loans can fund your loan 7 days a week, online or in-person. Emergency loans are available whenever you need them.

Clear Terms and Conditions

You will be provided with clear terms and conditions, ensuring you know what you are getting and the costs involved. Transparency is key to our service.

Retail and Online Options

Enjoy the flexibility of doing business from the comfort of your home or desk, or visiting one of our stores to see our smiling faces. Whether you prefer online payday loans or visiting us in person, we have you covered.


We use AES-256 encryption and security protocols to keep your data safe, confidential, and secure. Your data won't be sold to other lenders, ensuring confidence in our online process.

We are a Direct Lender

As a direct lender licensed in California, we provide no-hassle cash advance loans with no middlemen. Your information will never be sold or transferred to other lenders, ensuring your privacy.

No Credit Needed

We do not require your credit history information to arrange a loan for you. Instant approval loans are available without the need for a credit check.

Get Your Cash

Our application is fast, easy, and totally secure. Apply today and get money in your account the same day! Our instant cash advance loans make it simple to get the funds you need quickly.

What We Do

Payday Loans

Get approved today and get your cash fast! Start your online payday loan application now for immediate assistance.

Customer Portal

Manage your account effortlessly and conveniently using our easy-to-use Customer Portal. Access your information and handle your transactions with ease.

Instant Funding

Receive your loan proceeds within minutes on your bank account that qualifies through the debit card network. Our instant funding ensures you’re never left waiting.

Apply in just
5 Minutes!

Apply now for instant approval loans and get the emergency cash you need today.

I’d like a Payday Loan!

Loved By Our Customers

Corporate Office

PO Box 6090, La Quinta CA 92248.