Corporate Office
PO Box 6090, La Quinta CA 92248.
We'll ask about you, your paycheck and your bank - five short steps, about three minutes. We save your place if you have to stop.
Start my applicationComplete our quick, easy, and confidential online application.
If you are pre-qualified, e-sign your loan documents to proceed to the loan funding process.
Have cash deposited instantly to your bank account for qualified accounts.
Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 7 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service. We care for our customers and we want them to feel comfortable in our bright, open, and inviting stores. We are open 7 days a week and we have extended hours for your convenience and peace of mind.
Unlike our competitors, Cashback Loans can fund your loan 7 days a week, online or in-person. Emergency loans are available whenever you need them.
Whether you prefer online or an in-person visit, you’ll receive your cash within minutes directly in your bank account . No delays, no waiting - just fast, hassle-free funding when you need it most!
As a direct lender licensed in California, we provide no-hassle deferred deposits. Your information will never be sold or transferred to other lenders, ensuring your privacy.
You will be provided with clear terms and conditions, ensuring you know what you are getting and the costs involved. Transparency is key to our service.
We use AES-256 encryption and security protocols to keep your data safe, confidential, and secure. Your data won't be sold to other lenders, ensuring confidence in our online process.
We do not require your credit history information to arrange a loan for you. Instant approval loans are available without the need for a credit check.
Since 2003, Cashback Loans has helped tens of thousands of Southern California residents with a variety of financial solutions including 24Hr Payday Loans, Payday Loans Online, Emergency Payday Loans, Cash Advance Loans, and Direct Lender Payday Loans - all delivered with fast approvals, friendly service, and an online customer portal to manage payments and track balances. With over 4 million loans funded in California, a network of 50+ online and retail store locations with a team of 100+ dedicated professionals, Cashback Loans continues to be a trusted partner for fast and reliable financial solutions.
Our application is fast, easy, and totally secure. Apply today and get money in your account the same day! Our instant cash advance loans make it simple to get the funds you need quickly.
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Get approved today and get your cash fast! Start your online payday loan application now for immediate assistance.
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Manage your account effortlessly and conveniently using our easy-to-use Customer Portal. Access your information and handle your transactions with ease.
My Account
Receive your loan proceeds within minutes on your bank account that qualifies through the debit card network. Our instant funding ensures you’re never left waiting.
Apply NowApply now for instant approval loans and get the emergency cash you need today.
I’d like a Payday Loan! Call Now to ApplyThroughout our website, you’ll notice badges that highlight our commitment to confidentiality and trust. These icons aren’t just symbols - they represent the care we take in protecting your information and ensuring a secure experience. They reflect our dedication to privacy, data security, and reliable lending practices, so you can feel confident when choosing Cashback Loans.
Cashback Loans is a direct lender licensed to provide loan services throughout the state of California. We’re committed to serving our communities with convenient and reliable financial solutions.
At Cashback Loans, our customers always come first. We take security seriously, using advanced encryption and strict confidentiality measures to protect your personal information.
At Cashback Loans, we provide quick and reliable payday loans online with a focus on speed, convenience, and customer care. If you have any questions, please contact us.
Our customers consistently give Cashback Loans 5-star reviews on Google. Visit our Google Business Profile to see verified information and read what our customers are saying.
CFSP Member companies are engaged in communities around the State making a difference in support of customers and their families.
A payday loan is a small, short-term loan that can help you with some immediate cash needs until your next paycheck, which is typically when your loan is due. Payday loans are also known as cash advances, short-term loans, payday advances, bad credit loans, deferred deposit transactions, and paycheck advances.
Getting a payday loan is simple:
To qualify for a payday loan, you'll need:
The amount you can borrow depends on your state's laws and the amount you qualify for. In California, the maximum payday loan is $300.
It's free to apply. If you're approved, you pay a fixed fee based on the amount you borrow, and the fee is set by state law. In California, the maximum fee is 15% of the check amount, up to $45. For example, a $300 loan has a fee of $45. Your fee is fixed, so it won't change during the loan. For full details, see our rates and terms.
Yes. In California, every payday lender, whether storefront or online, must be licensed by the Department of Financial Protection and Innovation (DFPI). Cashback Loans is a licensed payday lender.
We don't check your credit with Experian, Equifax, or TransUnion, and payday loans usually aren't reported to these credit bureaus, so they typically won't affect your credit score. However, if a loan isn't repaid and the debt is sent or sold to a collection agency, the collector may report it, which could affect your credit.
Contact us as soon as possible. You can request an extension or a payment plan, and we can't charge additional fees for doing so, although lenders aren't legally required to grant these requests. If your check bounces or your payment is returned, California law allows only one returned-payment fee of up to $15.
PO Box 6090, La Quinta CA 92248.