Cash advance loans and payday loans are synonymous, often used interchangeably. Cash advance loans are short-term loans meant to cover financial emergencies. We’ve designed our loans to address short-term financial needs. Whether it’s car repair, house maintenance, emergency expenses, or any other financial situation a payday loan may be a great choice for you!
Our Outstanding Cash Advance Loan Services
We understand that financial situations can occur at any time, which is why we offer 24-hour payday loan applications with rapid approval. Our loan only takes about 5 minutes to complete, and we strive to respond to all applications as quicky as possible.
We know that when you apply for a payday loan, you might need your money as quickly as possible.
Why Choose Cashback Loans for your Payday Advance Loan?
Cashback Loans is a state-certified direct lender. When you’re approved for a loan through Cashback, you’re borrowing directly from us! This means that there are no middlemen, and your information isn’t sold or transferred to other lenders.
Our customer service is second-to-none! Our professional representatives are ready to assist you whether it’s in person or over the phone.
Get an Online Cash Advance Loan Now!
If you are looking for a cash advance loan to cater to your financial emergencies? We at Cashback Loans are ready to hold your hand. Submit your online application now and let us get you that instant funding you dearly need.
Complete our online application. It’s quick, easy, and confidential.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).
Here's What You Need To Qualify For A Payday Loan Through Cashback Loans:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Cashback Loans is a state-licensed direct lender, which means we hold ourselves to higher compliance standards issued by both the state and federal government.
We limit our loan amounts to $300, the maximum amount allowed by the California legislature. We believe in helping you gain access to the money you need without leaving you vulnerable to an endless debt cycle.
We’re also committed to keeping your application information private. To that end, we don’t sell or share your information with any third parties. Your information is safe with us.Apply For Your Payday Loan Online Today!
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 loan is 460%, based on loan terms of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% APR for a 30-day loan term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.