Unexpected costs or emergency financial situations can occur at any time, which is why Cashback Loans offers 24-hour payday loans with rapid, near-instant approval! Our team at Cashback Loans understands that life can be unpredictable. We know you can’t always be ready for what lies ahead.

Our process is set up to get you the funds you need as quickly as possible. You can fill out our online application form any time. Our streamlined online application enables us to provide you with funding quickly and, in most cases, have money deposited in your account on the same day.

Our friendly customer support associates will answer your questions and deliver professional one-on-one support. We want to make sure you have quick and easy access to financial assistance when you need it most.

How Do Our 24-Hour Payday Loans Work?

When you face a pressing financial need, you don’t have the time that a traditional bank or credit union requires to review your loan application and decide whether or not they will loan you the money.

That’s where we come in. At Cashback Loans, we can process your loan quickly, typically in 15 minutes or less.

Once you are approved for a short-term loan, the money you need will deposit directly into your bank account, or you can choose to pick up the money in person at one of our store locations. You can take the money from this short-term loan and cover your immediate financial needs until you get your next paycheck.

As a state-licensed direct lender for 24-hour payday loans in California, we are held to a higher compliance standard by both state and federal government. As such, our maximum loan offer is $300 per loan, which can help you cover unexpected financial needs without the risk of getting into a debt cycle.

We also value your privacy, which we prove by refusing to sell or give access to any middlemen or third-party companies.

Online Application

Cashback Loans' online application is available 24 hours a day, 7 days a week! We respond to applications within minutes when possible. Once approved, we can deposit your money directly in your bank account or provide you with a check delivered right to your door!

Make Today My Payday!

Apply Online

Complete our online application. It’s quick, easy, and confidential.


Get Approved

If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.


Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).

Here's What You Need To Qualify For A Payday Loan Through Cashback Loans:

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

About Cashback Loans

We are dedicated to a seamless, hassle- and stress-free experience! That means you can apply and receive your money in different ways. You can complete the entire process online and have the funds directly deposited into your account. On the other hand, you can complete the application in-store and usually receive your money in your hand right there on the spot.

You can also fill out your application online, pick up your money in-person or apply in one of our stores, and have the cash direct-deposited into your account.

Whatever process you choose, we’ve made the process as easy and seamless as possible. Because when you are facing a financial need, time is of the essence. We often fulfill loans within 15 minutes of approving an application and pride ourselves on our customer service and rapid turnaround times.

Cashback Loans has been providing the citizens of Southern California with payday loans, cash advances, check cashing, and other financial services for over 20 years!

If you’re ready to get started, our friendly customer service staff is available at one of our convenient locations throughout Southern California, online or by phone to help you get the emergency cash you need today.

Apply For Your Payday Loan Online Today!

California Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% for a 14 Day Loan Term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Payday Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures