Whether your facing emergency bills, unexpected expenses, or are looking to fund a trip or new purchase, you can apply for payday loans online with Cashback Loans! Payday loans are short-term loans that help you when you face unplanned financial situations. Whatever the reason, the purpose of payday loans is to help you address your immediate, short-term financial needs.

At Cashback Loans, we understand life isn’t always predictable. That’s why we provide a fast and straightforward loan process that includes instant approval and rapid funding. That way, you can take care of your financial obligations and get back to life!

The Cashback Loans' Application Process

Applying for a payday loan online is simple and fast. The application takes less than 10 minutes to complete. What’s more, Cashback Loans offers instant approval and typically fulfills approved loans within 15 minutes. That means you can have cash-in-hand or in your account if you opt for direct deposit in a matter of minutes.

Here’s a quick look at the Cashback Loans online application process:

  • Apply for a payday loan online.
  • Your application is reviewed within minutes, usually within minutes!
  • Once approved, you can receive your money in person at one of our Cashback Loans locations. Alternatively, you can choose to deposit the funds directly into your checking account, typically on the same day. In the event your bank doesn’t accept instant funding, your money will be deposited in your account on the next business day!

With payday loans, borrowers pay their balance in full on the loan’s due date, which is normally the next payday.

We can qualify borrowers much faster than traditional banks and credit unions because our lending requirements don’t rely on your credit score. We believe people are more important than their credit scores.

Instant, Rapid, Or Same-Day Approval

Make any day a payday with a quick and confidential cash advance from Cashback Loans. You can have cash in your hand in as little as 15 minutes. Want to apply from the comfort of your home? We offer online funding with money transferred right to your account.

Make Today My Payday!

Apply Online

Complete our online application. It’s quick, easy, and confidential.


Get Approved

If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.


Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).

Here's What You Need To Qualify For A Payday Loan Through Cashback Loans:

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

Loan Amounts & Loan Policies

Cashback Loans is a state-licensed direct lender, which means we hold ourselves to higher compliance standards issued by both the state and federal government.

We limit our loan amounts to $300, the maximum amount allowed by the California legislature. We believe in helping you gain access to the money you need without leaving you vulnerable to an endless debt cycle.

We’re also committed to keeping your application information private. To that end, we don’t sell or share your information with any third parties. Your information is safe with us.

Apply For Your Payday Loan Online Today!

California Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% for a 14 Day Loan Term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Payday Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures