At Cashback Loans, we consider your unique financial situation when choosing the right loan solution for you. We understand that since some loans require a positive credit history, they can be difficult to acquire by borrowers with poor credit or no credit history at all.

Cashback Loans offers a secure and simple solution with our fast vehicle title loans. Designed for borrowers with all types of credit, our vehicle title loan works by using a car as collateral. We match your rate with your credit profile to help you qualify for up to $2,510 to $50,000 in cash—the better your credit, the lower your rate.

Applying for our fast vehicle title loans is easy and convenient. Don’t know how much you are eligible for? We can estimate the equity of your vehicle within minutes.

Apply in just 5 Minutes!

Safe and Secure.

I’d like a Vehicle Title Loan!

What Do I Need to Get a Vehicle Title Loan in California?

  • Vehicle in driving condition
  • Clear car title
  • Proof of insurance
  • Valid driver’s license
  • Verifiable, steady source of income
  • Open and active checking account
  • Proof of address
  • At least 18 years of age

At Cashback Loans, we always keep your convenience in mind. Rest assured knowing you can use your car while paying off your loan.

Let Cashback Loans help you to financial flexibility with our fast vehicle title loans.

Direct Lender-No Hassle Cash Advance

Cashback Loans is licensed by the California Department of Business Oversight for vehicle title loans for California residents. We are passionate about providing the best financial solutions for our customers.

For more information or to get started with your application, contact our Customer Service Team online at one of our 29 convenient Southern California locations or by phone (888) 579-7807. We’re just down the street and ready to help!

Vehicle Title Loan Rates & Fee Schedule

The following is a typical Vehicle Title Loan’s rates & fees.

  • There is a $75 administration fee and a $15 DMV fee once the loan is funded.
  • Loans over $5,000 may have an additional 10% prepaid interest fee, based on your credit score.
  • Applying is free and we have no hidden fees.
  • Interest is calculated as Simple Interest based on the unpaid principal balance of the loan.
  • The term of a vehicle title loan is 12 to 36 months.
  • Loans range from $2510 to $50,000. Amounts requested outside of this range cannot be considered.


A vehicle title loan allows you to use your car’s title as collateral to borrow money based on the value and condition on your vehicle.

The application process varies, but once your application is approved, you will have cash usually within an hour or two.

Yes! When you have a vehicle title loan, you can continue driving your vehicle while you make payments on your loan.

Yes, if your vehicle is paid off, we can process your loan as long as you are the registered owner.

  • Clear car title
  • Proof of insurance
  • Vehicle in driving condition
  • Valid Driver’s License
  • Open and active checking account
  • Verifiable, steady source of income (i.e. pay stub)
  • Proof of address
  • At least 18 years old

Yes! If your car loan is almost paid off, we may still be able to process your title loan.

All credit types are considered for vehicle title loans, and this is a good loan option for individuals with no credit history or a low credit score. We use other factors, such as ability to repay and vehicle value, to consider your loan application.

The minimum loan amount is $2,510, and the maximum loan amount is $50,000 for a vehicle title loan, based on the condition and value of your car or truck.

The first payment is usually due 30 days after the contract is signed. You may also make arrangements to setup your payment to be made on your pay day.

The typical loan is a 24-month term, but longer terms with lower monthly payments are available.

There is a 15-day grace period to pay your loan payment from the day it is due. You will be charged a $15 late fee following the 15th day.