Got 60 Seconds? Prequalify for a signature loan without affecting your credit score. Most companies will run your credit before letting you know if you qualify for a loan. At Cashback Loans, we’re different. Not only do we prequalify you with a soft credit check, we give you a signature loan with options. Loans range from $2510 to $3600, and can be paid back over 24 to 36 months. Easy installment payments are designed to fit your budget.

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I’d like a Signature Loan!

What Do I Need to Get a Signature Loan?

  • Open and active checking account
  • Verifiable, steady source of income
  • Valid government issued identification
  • At least 18 years old

At Cashback Loans, we always prioritize your convenience–pay off your loan in easy, monthly payments.

Let Cashback Loans help you to financial flexibility with our fast signature loans.

Direct Lender—No Hassle Cash Advance

Cashback Loans is licensed by the California Department of Business Oversight to provide signature loans to California residents. We make borrowing easy with our no-hassle, transparent loan process.

For more information or prequalify for our Signature Loan, contact our Customer Service Team online at one of our 29 convenient Southern California locations or by phone (888) 579-7807. We’re just down the street and ready to help!

Signature Loan Rates & Fee Schedule

The following is a typical Signature Loan’s rates & fees.

  • There are no application fees.
  • A $75 administration fee is charged on all funded loans.
  • Interest is calculated as Simple Interest based on the unpaid principal balance of the loan.
  • Loan terms range from 12 to 36 months.
  • Loan amounts range from $2510 to $3600. If you’d like a loan for $3600 or more, please see our Vehicle Title Loan section and consider applying for that loan.


  • Open and active checking account
  • Verifiable, steady source of income (i.e. paystub)
  • Valid government-issued ID (i.e. Driver’s License)
  • At least 18 years old

Your credit history may affect the amount for which you qualify. Cashback Loans uses multiple factors to determine loan qualifications. The better your credit, the lower your interest.

During the loan application process, you will be given specific due dates for your loan payments to be paid each month.

Yes. All of our signature loans are in accordance with the Department of Business Oversight California Finance Lenders Law License.

There is no cost to apply for an signature loan. Upon approval, there will be an administrative fee of $75 charged.

You can borrow from $2510 up to $3600, depending on how much it is determined that you qualify for during the loan application process.

Using our prequalification feature, you can be prequalified for a Signature Loan in 60 seconds. The full application should take less than 10 minutes to complete and our Customer Service Team will contact you the same day to verify information and request documents. Once your loan is approved, you can visit your closest Cashback Loans location for immediate funding. If you choose to have your loan funded electronically, paperwork must be signed and returned prior to 11:00 am for same-day funding.

No, there are no pre-payment penalties for paying your signature loan off early. If you do decide to pay off the loan early, the interest charge on your loan will be reduced.

You can pay online, in-store, or by phone.