We understand that you cannot always be prepared for what’s ahead. Whether you’re funding a spontaneous trip, managing an unexpected cost or simply looking to pay your bills, we provide a convenient and easy payday loan service.

We offer a 24/7 application process online, or you can visit any of our 29 Southern California locations. We’re your source for fast, friendly, solution-oriented lending. We work with you through every part of the loan process to make sure you’re provided with the options to meet your financial needs.

To get started with a quick, stress-free payday loan:

Apply in just 5 Minutes!

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I’d like a Payday Loan!

What Do I Need To Get a Payday Loan in California?

  • Open and Active Checking account
  • Verifiable, steady source of income (i.e. pay stub)
  • Valid government-issued ID (i.e. Driver’s License)

Our friendly customer service staff is available at one of our convenient locations throughout Southern California, online, or by phone to help you get the emergency cash you need today.

Direct Lender – No Hassle Cash Advance

Cashback Loans is a licensed direct lender for payday loans in California. There are no middlemen and your information will never be sold or shared with third-parties. We are passionate about helping our customers and pride ourselves on providing a no-hassle, no-pressure payday loan service.

For more information on our easy payday loan service, reach our customer service team online, in-store, or by phone at 909-483-0474. Apply with Cashback Loans for your same-day payday advance loan today!

Payday Loan Rates & Fee Schedule

The following is the fee schedule for a typical, 14-day payday loan.

Loan Amount Fee Deducted Net Proceeds Annual Percentage Rate
$100.00 $15.00 $85.00 460%
$150.00 $22.50 $127.50 460%
$200.00 $30.00 $170.00 460%
$250.00 $37.50 $212.50 460%
$300.00 $45.00 $255.00 460%


The maximum amount for all payday loans in California is $300. That means you can receive up to $255 in cash after the $45 loan fee is paid at the time of purchase. Please note that the exact amount you can qualify for may be less than $300, based on your monthly net income.

No. Cashback Loans’ qualification process is primarily based upon the customer’s application, bank information, and ability to pay.

After all documents are signed electronically and received, Cashback Loans will instruct the bank to release the payday loan funds into your bank account. The actual time of deposit will vary based upon the time all documents are received and approved. Typically, if all documents are received before 10:30 AM Pacific Time on business days, the funds will be deposited to your bank account that same afternoon. Otherwise, the funds will usually be deposited on the next business day. In-store applications are processed within the store and you can receive cash in hand within a few minutes.

You can buy back your check at any of our locations before the deposit date of your check. Otherwise, the check will be deposited, as scheduled, on the agreed upon date. Checks that are returned by the bank will result in a $15 returned check fee.

The typical APR for a two week payday loan is 460%

Cashback Loans is committed to our customers and our fast, friendly associates are committed to solution-oriented lending. If you are late or unable to make a payment, please contact your customer service associate as soon as possible. A returned check may result in a one time fee of $15. Once you pay off your loan, you will be in good standing with our company.

There is no renewal policy. The loan must be paid before a new loan request can be fulfilled. The fees are the same for first or second loan and fully disclosed.

Cashback is fully compliant with all State and Local Laws. At this time we are only licensed in the State of California and are unable to provide short-term loans in other states.