Cashbackloans  •  September 08, 2023

How to get a Payday Loan in California

Getting a payday loan in California is easy, straightforward, and fast. If you're struggling to finance your bills, including rent, utilities, or mortgages, or need to cover an emergency, a payday advance is an excellent solution to make ends meet. Typically, a payday loan is a quick and convenient way to get money when you need it. Our payday loans are short-term solutions designed to cover emergency expenses that can't wait until your next paycheck.

When you are in a financial crisis, you may not have the time and patience to search for options or complete lengthy and stressful approval processes. A payday loan is a quick fix to your financial troubles and doesn't require long processes.

Make Today My Payday!

Here are the essential steps to get a payday loan in California:

  • Apply online – Applying for a payday loan online should only take a few minutes to complete. You will be required to provide your personal information, income, and bank account details on the application form.
  • Get approved – Upon submitting your application, the Cashback Loans team will review the materials and make a quick decision. If approved, you will get the money within the same day, mostly in less than 15 minutes.
  • Get Cash – As soon as your loan request is approved, your funds will be deposited directly into your bank account. Based on your bank’s operating terms, you can access the funds immediately or as soon as the next day.

  • Need a Reliable Payday Loan Direct Lender in California? We Can Help!

    If you urgently need funds to pay for an emergency bill, apply for a payday loan with Cashback Loans. Start the online application now and let our knowledgeable staff help you get your funds in minutes. You can also call us at (909)-483-0474 to inquire more about our credit services.

    Here’s How To Get a Payday Loan


Apply Online

This step should only take a minute or two to complete. You’ll fill out your personal details, bank account, and income on the simple online application form. Once you’ve filled out the application, just click to submit and the approval process is already underway. You can also apply in-store, but the online application wins for convenience.


Get Approved

Once you have submitted your application, our team will review your information and provide a decision. Approval can take less than 15-minutes meaning that, in most cases, you can have your money in your account on the same day you apply!


Get Cash

Once approved, you can go to any store location to receive cash instantly. Alternatively, you can choose to have the money directly deposited into your bank account. If your bank accepts instant transfers, you’ll receive the money in just a few minutes. If your bank doesn’t accept instant transfers, you’ll receive the funds on the next business day.

What are the Requirements?

To be approved, there are just a few simple requirements you’ll need to meet. Best of all, Cashback Loans does not check your credit during the application process, meaning approval is almost guaranteed if you meet the following criteria:

  • An open and active checking account
  • A steady source of income
  • A Government-issued photo identification
  • A valid phone number
  • A valid email address

Ready To Apply?

Now that you know how payday loans work, all that it’s left is to start the online application, and we’ll handle the rest! Our professional representatives can help you through the application in a convenient location near you!

Cashback Loans is a trusted lender, and we have the over 20-year track record to prove our success! Partner with Cashback Loans for unplanned expenses and rapid-approval payday loans!