We understand that you cannot always be prepared for what’s ahead. Whether you’re funding a spontaneous trip, managing an unexpected cost, or simply looking to pay your bills, we provide convenient and easy instant approval payday loans in California.

We have a fast and easy process to get you the cash you need as soon as possible. You can fill out our application form online at any time, or you can drop by any of our Southern California locations for in-person assistance. We’ll work with you one-on-one through the loan process and answer any questions you may have. Our goal is to make sure you have the financial assistance you need to meet your immediate monetary needs.

What Is A Payday Loan?

A payday loan is a short-term loan to help you cover your immediate financial needs until you get your next paycheck. The main benefit is fast access to the cash you need, deposited directly into your bank account.

Cashback Loans offers a maximum of $300 per loan. We want to help you in your time of need or to cover unexpected financial needs. Our application is available 24/7 and we often provide instant approval or same-day payday loans!

To get started with a quick, stress-free payday loan:


Instant, Rapid, Or Same-Day Approval

Make any day a payday with a quick and confidential cash advance from Cashback Loans. You can have cash in your hand in as little as 15 minutes. Want to apply from the comfort of your home? We offer online funding with money transferred right to your account.


How It Works

Cashback Loans streamlines the application process so it’s quick and easy. No credit checks or sitting around waiting for days to find out if you’re approved. Just meet our minimum requirements, and you can have your money in a matter of minutes.


Apply Online

Complete our online application. It’s quick, easy, and confidential.


Get Approved

If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.


Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).

What Do I Need To Get a Payday Loan in California?

Our friendly customer service staff is available at one of our convenient locations throughout Southern California, online, or by phone to help you get the emergency cash you need today.
  • Open & Active Bank Account
  • Steady Source of Income
  • Valid Driver’s License/State ID

The Direct Lender Advantage

Cashback Loans is a state-licensed direct lender for instant approval payday loans in California. That means there are no middlemen, and your information will never be sold or shared with third parties.

We are passionate about helping our customers and pride ourselves on providing a no-hassle, no-pressure payday loan service. For more information on our easy payday loan service, reach our customer service team online, in-store, or by phone at(909)-483-0474. Apply with Cashback Loans for your same-day payday advance loan today!

Apply For Your Payday Loan Online Today!

California Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% for a 14 Day Loan Term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Payday Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.