We understand that you cannot always be prepared for what’s ahead. Whether you’re funding a spontaneous trip, managing an unexpected cost, or simply looking to pay your bills, we provide convenient and easy instant funding payday loans in California.

What is Instant Funding?

Instant Funding is a new technology that provides a better, more customer-friendly funding process. The technology uses the debit card network and removes the friction and processing delays associated with traditional fund disbursements. If your bank accepts it your funds can be available as soon as five minutes after signing your loan documents. *

Our Online Lending platform is a fast and easy process to help you get the cash you need as soon as possible. You can fill out our application form online at any time, and we will work with you throughout the loan process and answer any questions you may have. Our goal is to make sure you have the financial assistance you need to meet your immediate monetary demands.

What is a Payday Loan?

A payday loan is a short-term loan to help you cover your immediate financial needs until you get your next paycheck. The main benefit is fast access to the cash you need, deposited directly into your bank account.

Cashback Loans offers a maximum of $300 per loan, which includes a $45 fee. We want to help you in your time of need or to cover unexpected financial needs. Our application is available 24/7 and we often provide instant approval and funding within minutes!*

To Get started with a quick, stress-free payday loan:

  • Apply using our online payday loan application
  • Contact our Customer Service Team at (844) 489-4880

Instant, Rapid, or Same-Day Approval

Make any day a payday with a quick and confidential cash advance from Cashback Loans. You can apply from the comfort of your home or with your smartphone, wherever you are we offer instant funding with money transferred right to your account in ten minutes or less*.

Make Today My Payday!

Apply Online

Complete our online application. It’s quick, easy, and confidential.


Get Approved

If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.


Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).

Here's What You Need To Qualify For A Payday Loan Through Cashback Loans:

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

About Cashback Loans

We are dedicated to a seamless, hassle- and stress-free experience! That means you can apply and receive your money in different ways. You can complete the entire process online and have the funds directly deposited into your account. On the other hand, you can complete the application in-store and usually receive your money in your hand right there on the spot.

You can also fill out your application online, pick up your money in-person or apply in one of our stores, and have the cash direct-deposited into your account.

Whatever process you choose, we’ve made the process as easy and seamless as possible. Because when you are facing a financial need, time is of the essence. We often fulfill loans within 15 minutes of approving an application and pride ourselves on our customer service and rapid turnaround times.

Cashback Loans has been providing the citizens of Southern California with payday loans, cash advances, check cashing, and other financial services for over 20 years!

If you’re ready to get started, our friendly customer service staff is available at one of our convenient locations throughout Southern California, online or by phone to help you get the emergency cash you need today.

Apply For Your Payday Loan Online Today!

California Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 loan is 460%, based on loan terms of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% APR for a 30-day loan term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Payday Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures

*Loan Funding times and loan amounts are subject to eligibility