If you need money in your pocket quickly, fast payday loans could be the solution! Because of how quickly payday loans can be approved and distributed they are often the fastest way to receive money on the same day you submit your application.

Our online application and in-store services allow for near-instant application approval and same-day funding of approved loans!

Whether you’re planning for your next vacation or are addressing unexpected medical bills, car repairs, or any other expense, Cashback Loan’s fast payday loans just might be the answer you’re looking for!

When Do You Need a Fast Payday Loan?

We get it, life happens. Expenses always seem to come up at the worst times or when we least expect them. Fast approval payday loans give you the flexibility to tackle your unplanned payments without missing a beat. Some use-cases for payday loans we’ve seen over the years include:

    Utility bills
    • Avoid late fees, penalties, or having your utilities cut off entirely by leveraging a payday loan in order to close the gap between your billing date and your next payday.

    Appliance Repairs & Replacements
    • If you have an appliance go out, you can be looking at replacing all of the food in your refrigerator, utilizing a laundromat until a replacement arrives, or showering with cold water until you can repair your water heater.

    Medical or Veterinarian Bills
    • Broken bones, dogs eating food they shouldn’t; we’ve seen and heard it all. A payday loan can get money in your pocket quickly and help you deal with all types of medical expenses.

At Cashback Loans, there is no judgment for why you need the money because we’ve seen it all! Our team is here to help you, and we have a proven track record of offering fast payday loans with same-day approval. Most of our clients get to access their funds the same day they’ve applied for one of our fast instant payday loans!

Direct Lender Payday Loans

Fast payday loans from direct lenders mean you’re working directly with the lender. When you apply for your loan, Cashback Loans is the only company in the process. We review and approve applications and distribute funds. This is why we’re able to send you the money you need often on the same day you’ve applied for our loans.

Our team is also committed to helping you navigate the fast payday loans process. Feel free to visit one of our convenient Southern California locations or apply online in 5 minutes!

Make Today My Payday!

Apply Online

Complete our online application. It’s quick, easy, and confidential.


Get Approved

If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.


Get Cash

Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).

Here's What You Need To Qualify For A Payday Loan Through Cashback Loans:

  • A valid, open, and active checking account
  • A steady source of income
  • A government-issued photo ID
  • An active phone number
  • A valid email address

Loan Amounts & Loan Policies

Cashback Loans is a state-licensed direct lender, which means we hold ourselves to higher compliance standards issued by both the state and federal government.

We limit our loan amounts to $300, the maximum amount allowed by the California legislature. We believe in helping you gain access to the money you need without leaving you vulnerable to an endless debt cycle.

We’re also committed to keeping your application information private. To that end, we don’t sell or share your information with any third parties. Your information is safe with us.

Apply For Your Payday Loan Online Today!

California Loan Amount & Terms

  • Select the loan amount from the below dropdown to view an example of rates and terms
  • Loan Amount Options: $150,$200,$250, $300
  • In this example, the APR on the $300 loan is 460%, based on loan terms of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
  • Advance Amount: (Amount Financed): $300
  • Finance Charge: (Cost of Loan): $45.00
  • Origination Fee: NA
  • Total Cost of Loan: $45.00
  • Check Amount: (Total of Payments): $300.00
  • Example APR: 460% APR for a 30-day loan term
  • **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
  • The minimum loan amount available to California customers is $150
  • The maximum loan amount available to California customers is $300
  • The maximum loan term is 31 days

Payday Loan Rates & Fee Schedule

  • Maximum : 300
  • Minimum : 150
  • Payment Type : Single Pay
  • Term : 1-31 days
  • 14 Day APR = 460.16%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.

License and Disclosures