Overview
We get it, life happens. When unexpected expenses interrupt your plans, we’re here to help with emergency payday loans. From car repairs to emergency trips, a payday loan can be the perfect solution to your situation.
An emergency payday loan from Cashback Loans is ideal for unplanned expenses as approval nearly instant in most cases, providing you with the money you need directly to your bank account quickly, often on the same day!
Get The Cash You Need for Unexpected Expenses
Our emergency payday loans allow you to quickly borrow anywhere from $150 to $300 between paychecks in California – and with easy online applications and convenient stores located throughout Southern California, we make it easy to get the cash you need.
When to Request an Emergency Payday Loan:
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Unplanned medical expenses
- Illnesses and accidents may not be covered by your insurance, requiring rapid funding to ensure payments are made on time. Emergency payday loans are a great option to meet these payments without committing to a long-term line of credit.
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Veterinarian bills
- Our pets are part of the family, so we do everything we can to keep them happy and healthy. However, veterinarian bills can become expensive quickly. If your pet has an accident or gets sick, a quick loan may be enough to handle the bill.
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Car repairs or part replacements
- A mechanical or electrical issue with your care could lead to you missing work or school, leading to more stress. Get your car back on the road quickly with an extra injection of funds.
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Travel funds
- Whether for pleasure or for less exciting reasons, travelling can be expensive. You can pay for fuel, air fare, train tickets, tolls, and more with the money you receive from a payday loan.
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Home repairs and appliance replacement
- Refrigerators, washing machines, water heaters, and HVAC systems always seem to fail at the most inopportune time. Repair or replace your appliances quickly so that you don’t risk spoiling food or running out of clean clothes.
Get Approved in 15 Minutes or Less with Our Fast Application Process
Our emergency payday loans allow you to quickly borrow anywhere from $150 to $300 between paychecks in California – and with easy online applications and convenient stores located throughout Southern California, we make it easy to get the cash you need.
Apply for Your Rapid-Approval Payday Loan Online or In-Store
Handle emergency expenses with the help of Cashback Loans. Apply online today, or feel free to visit one of our locations if you have any questions or need more information about our emergency payday loans.
We also have plenty of convenient locations throughout Southern California with hours designed to accommodate busy work schedules and life events. Find the location nearest you and apply in-store or speak with our professional customer service specialists if you have any questions.
Apply Online
Complete our online application. It’s quick, easy, and confidential.
Get Approved
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Get Cash
Cash Deposited to your Bank Account (Instantly for Qualified Bank Accounts).
Here's What You Need To Qualify For A Payday Loan Through Cashback Loans:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
About Cashback Loans
We are dedicated to a seamless, hassle- and stress-free experience! That means you can apply and receive your money in different ways. You can complete the entire process online and have the funds directly deposited into your account. On the other hand, you can complete the application in-store and usually receive your money in your hand right there on the spot.
You can also fill out your application online, pick up your money in-person or apply in one of our stores, and have the cash direct-deposited into your account.
Whatever process you choose, we’ve made the process as easy and seamless as possible. Because when you are facing a financial need, time is of the essence. We often fulfill loans within 15 minutes of approving an application and pride ourselves on our customer service and rapid turnaround times.
Cashback Loans has been providing the citizens of Southern California with payday loans, cash advances, check cashing, and other financial services for over 20 years!
If you’re ready to get started, our friendly customer service staff is available at one of our convenient locations throughout Southern California, online or by phone to help you get the emergency cash you need today.
Apply For Your Payday Loan Online Today!California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state's financial regulatory agency.